DECEMBER 16, 2021 Will machines now open bank accounts? Not yet but soon; by Warren A. Lyon, Consultant and Bank of America Alumni. Click here.

  

DECEMBER 16, 2021

Will machines now open bank accounts? Not yet but soon; by Warren A. Lyon, Consultant and Bank of America Alumni. 

But, these assertions about bank accounts being like public services assisting in the dispensing of public funds  cannot be the reason for the economic inefficiencies that are predicated on some other malfeasant motivation that “frustrated” the government agenda. In the society that purports to be Uber  cashless, the account is a critical aspect of daily functioning for every Citizen.

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 Young people need bank accounts to pay for the bus to get to school. Old people need their money when they request it. These bank machines inside the branches will now take over account opening. Each initial deposit will be no less than £5.00 with these new  machines as designed by Warren A. Lyon; The Alusra(TM) account opening machine.   He has already written NCR with his proposal.  This is an Alusra(TM) proposal.   Any government ID is enough to open the account with the machine. You will type in your Social Insurance number/National Insurance number.   The government has the citizen/customer’s address details as verified in the soft credit check used for identity purposes only.   The loss write off amount per day is more than £_______.00 so this should not be abused by inside job teller bank robbery.    The tellers will be automated entirely as bank machines now are already able to complete all teller functions; while there will still be intelligent staff on hand who are not wasting the bank’s time and who are not glamourous looking drug abusers but people that will answer questions and assist with money transfers although transfers can be done through online banking as well.

 Most bank jobs will involve customer service as needed to smoothen out customer service or “police” operations where self serve clients make mistakes or when there are unfortunate computer calculations or when there is an on going misapplication of HMRC policy hindering bank business. The policy says an account can be opened with account and address information for a phone number, store credit card or store points card or any proof of address. Just follow the guidelines as provided online and open the account, because if you did follow the guidelines, you would have saved Warren from thinking about this machine. Essentially, only an NI card will be necessary to open the account and any address that you confirm to the machine. 

The machine could be located at any Train Station, airport or a shopping centre or supermarket where you can open your new account while waiting for your train or your plane.   A  bank account opening machine at Gare du Nord or at Gare de Angers St. Laud would be intelligent.  I played the piano there.    A thousand customer service agents is not actually income for the bank. 

 Do you remember how I showed up at the bank to get my new bank card for my old account and you said I was not going to be accepted because I am a.....and you didn't even  take my name or get my details?  Were you rushing some where? Look at me and tell me that you tried to say I was not apples enough.  Do you see the arrow in one of these photos pointing toward customer service? That's me. You don't know how to spell the word dude.  Now, the machine needs to just do the job and make more money in the time and opportunities you waste.   You are not really working there and are trespassing at that branch.   Where are you really from?  You are about 6' 3" tall.       

Photo 1996

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Maybe we should have  1000 account opening machines that will earn more money for the bank than a customer service agent will earn the bank in 40 minutes on the phone where they lie to the customer and conspire to frustrate the customer who used to bank with them.    What did people do for banking customer service before there was a telephone banking customer service kingdom?   If the machine takes on 2 new accounts per hour, then it is more money coming in than what is spent on customer agents in this maze game on the 1-800 line with the customer service reps, transferring back and forth between two departments to get a card activated when the bank had already identified you.   What did people do for banking customer service before there was a telephone banking customer service kingdom? 

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From now on, if you need online assistance with transactions or debits you see on your account, you can access a live voice operator who can actually assist you while you are online as you click the link option to contact the live voice customer service operator.  You will not  see them but they will be able to see your transactions as usual on their customer service consultant portal. The 1-800- number will still exist; nonetheless as customers may need to call when they are not online-as proposed by Warren A.  Lyon. The notion that All the world is a stage is not a hiring policy. This proposal is dedicated to B of A Bromley.  

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Also, the account cards will have temporarily expandable expiry dates up to 18 months  to assist travellers who may not be able to return home in time  to receive their new card in the mail or at a home branch.  So, in spite of the expiry date appearing on the card, the card and card number will still operate for all customer functions-as proposed by Warren A.  Lyon. The notion that All the world is a stage is not a hiring policy. This proposal is dedicated to B of A Bromley.  

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Getting a new card couriered to your current address over seas is also an option available to be requested on-line through authenticated on-line banking- as proposed by Warren A. Lyon.  The notion that  All the world is a stage is not a hiring policy.   This proposal is dedicated to PAT Dejean and Banco Popolare (now Banco Commerciale) in the City of London.  

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We will then ensure that all of the furloughed customer agents and all the citizens will have an income support of no less than $60,000.00 per year in all of North America and also all of Asia; the Reddish, Brown Asian and also the more Yellow Asian will have nearly global economic equality; the African too.   What did people do for banking customer service before there was a telephone banking customer service kingdom? I am very good at this customer service thing and would resolve the problem in literally an average call time of 4- 5.7 minutes. Then, I would dream about Law School and get to soccer on time in the evening or Karate. Yes; I think I would go Law School one more time and study Enforcement of law and legal principles of Enforcement to ensure system compliance.  I am at the branch now  in North Toronto near Scarborough Town Centre.  

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They send you a bank card but they do want to activate it over the phone.  They say you need to go into a branch although he could have activated it.  How is it going?  i cannot really tell you that I sent $4.99 dollars to another bank today.   That is appreciation.  But, it was not your bank. I know you want the $4.99.  But, maybe the pizzeria has bought the small bank like yours when they made some money in the last hour that you were on the phone.   The pizzeria makes about $100.00 per hour maybe 9 hours per day when it is open.  Multiply that over over 30 days.  That is about $27,000.00 per month.  Some people get about $20,000.00 per year as income support. This is what most people receive if they live in Ottawa where their fathers used to work as Prime Ministers or Politicians.  They receive it automatically from 14 years old.  The people in Quebec receive $40,000.00 per year.    The people in Edmonton receive about $60,000.00 per year.   The people in Newmarket and Peel receive nothing.   This is an inequitable, regional disparity.     

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  I was hoping to transfer in some money today and open a new account with you.     The last time I was there, what happened in 201- at the Sheppard Centre branch in Toronto?  It says the customer withdrew his money because you licked the apples phone every  hour on the hour and lost three teeth since you owned the phone and also lost your mind as you became a zombie for Cain(the devil) and you don't want anyone to feel like they would serve the bank more than you do when that 'anyone' is just a customer of the bank.          

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Every account opening opportunity should involve a deposit and any proof of current address will do, using the bank’s motivation to encourage more and more business. The NI number is the essential ID or an NHS document by right on request from the GP where you are registered. How many accounts have you opened in the last week in your little game and shenanigan?  The machine will verify one piece of government ID, it will record your address and email details as typed into the portal available on the machine Computer window, it will issue one generic bank card with about 500 cards loaded in the machine and then you will have the opportunity to make a minimum £5.00 deposit at a regular bank machine or this new machine will be designed to take the cash note deposit also. But, the account opening machine will not dispense withdrawals. The card will be assigned a new pin at the moment the generic card is assigned to the account. The pin will appear on the account opening receipt printed by the machine and emailed to you instantly.  There is a soft credit check in the process also. The account holder also, once the card is inserted into the machine, can be asked to assign a new pin to the card. Did you ever see a Citibank branch employee with an airline style uniform on? These banks are soo small globally and they spend soo much in branch operations and uniforms even before they made a dollar or a pound. An account opening letter will be sent to your email address instantly with other account opening disclosure documents. I have several of these now.  I will be picking up my card at the branch as I have just received notification that the card is ready. It will also issue a receipt confirming account number and sort code. The account opening machine is on the way. It is expected that 500 new accounts a day with 500 new customer deposits will be recorded every day. This totals £75,000.00 every month from new account deposits.

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ALUSRA ™: by Warren A. Lyon.